The US health-care model relies on a direct-fee system and private health insurance. This model has been criticized for contributing to high health-care costs, high rates of uninsured individuals, and high rates of health problems in comparison to the situation in other Western nations.

Libertarianism is often thought of as ‘right-wing’ doctrine. This, however, is mistaken for at least two reasons. First, on social—rather than economic—issues, libertarianism tends to be ‘left-wing’.

One reason for high costs is administrative waste. Hospitals, doctors, and nurses all charge more in the U.S. than in other countries, with hospital costs increasing much faster than professional salaries. In other countries, prices for drugs and healthcare are at least partially controlled by the government.

Other problems in US health care include the restrictive practices associated with managed care, racial/ethnic and gender bias in health-care delivery, hospital errors, and medical fraud.

The Most Luxurious Hospitals in the World

• Asklepios Klinik Barmbek, Germany.
• Cedars-Sinai Medical Center, California.
• Mediclinic City Hospital, Dubai.
• Providence Alaska Medical Center, USA.
• Wooridul Spine Hospital, South Korea.

The answer is: C. Group insurance and individual insurance is fully paid from our own pocket. But, insurance companies tend to provide discounts for group insurance since it provide larger consumer base for them. Because of this, individual insurance would be the most expensive from the options.

Whole life insurance

Why is health care so expensive? The most salient reason is that U.S. health care is based on a “for-profit insurance system,” one of the only ones in the world, according to Carmen Balber, executive director of Consumer Watchdog, who’s advocated for reform in the health-insurance market.

There is no universal healthcare. The U.S. government does not provide health benefits to citizens or visitors. Any time you get medical care, someone has to pay for it.