If a cohabiting couple splits up, they do not have the same legal rights to property as a married couple. In general, unmarried couples can’t claim ownership of each other’s property in the event of a breakup. This applies to big investments (such as a house) and smaller items (such as furniture).

In a common-law state, you can apply for a mortgage without your spouse. Your lender won’t be able to consider your spouse’s financial circumstances or credit while determining your eligibility. If you and your partner were to split up, the home would be yours alone; you wouldn’t have to split it with your spouse.

Community property law applies to homes located within the state. A husband and wife may own real estate as separate property. Real estate acquired before marriage, or by inheritance or gift during the marriage, is separate property. The owner must deed the home to his spouse to create joint ownership.

Can my wife/husband take my house in a divorce/dissolution? Whether or not you contributed equally to the purchase of your house or not, or one or both of your names are on the deeds, you are both entitled to stay in your home until you make an agreement between yourselves or the court comes to a decision.

If your partner moves in with you and you’re claiming housing benefit you need to tell the Housing Executive. You’ll also need to tell the Social Security Agency if you’re claiming any other benefits. Your partner’s income will be taken into consideration when working out how much, if any, benefit you should get.

I’m moving in with my partner – will I lose benefits? You might do. If you are receiving means-tested benefits your partner’s earnings and savings will be added to yours when they work out if you are entitled to benefit, and how much.

Women are slightly more hesitant than men, as they’d like to wait an extra two months before committing to buying with a partner. The same applies to renting, but when it comes to exchanging keys to their respective homes, both men and women tend to wait around 11 months.

The decision to buy a house with your boyfriend or girlfriend can be a good move. Some of the benefits of purchasing a home with a boyfriend or girlfriend include: You can qualify for more. Purchasing a home together means you’ll be able to share expenses, saving money in the process.

A deed is an official written document declaring a person’s legal ownership of a property, while a title refers to the concept of ownership rights.