The easiest banks to get a personal loan from are USAA and Wells Fargo. USAA does not disclose a minimum credit score requirement, but their website indicates that they consider people with scores below the fair credit range (below 640). So even people with bad credit may be able to qualify.

A personal loan can be availed by self-employed individuals and salaried professionals, including all the government employees of India and public sector companies. There are various banks which provide personal loan for government pensioners as well.

Here’s how to get a personal loan in eight steps:

1. Run the numbers.
2. Check your credit score.
3. Consider your options.
4. Choose your loan type.
5. Shop around for the best personal loan rates.
6. Pick a lender and apply.
7. Provide necessary documentation.
8. Accept the loan and start making payments.

Personal Loans for Bad Credit with Guaranteed Approval

1. MoneyMutual. 4.8 /5.0 Stars. START NOW » Short-term loans up to $5,000.
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Among the easiest loans to get is a secured loan. That’s where you put up something of value in exchange for cash. Other loans that can be easy to get with bad credit include: Personal installment loans.

Just visit the MobiKwik App or website and get your instant personal loan in just three steps:

1. Download the MobiKwik app and apply for the loan by filling in an online loan application.
2. Fill in the details and instant loan approval will be received shortly.
3. The amount will reflect in the wallet instantly.

The more income proof you are able to provide, the higher will be the approval chances. Banks such as SBI and Indian Overseas Bank provide personal loans to individuals who have lower income of Rs….Personal Loan For Low Salary Less Than 10000.

Similarly, if your salary is ₹ 75,000, you might get eligible for a loan amount of ₹ 85,82,056 to ₹ 1,00,73,178 for the same property at the same rate depending on your age at the time of loan application.

55,000 Monthly Salary. If your monthly income is Rs. 55,000 net, your Home Loan EMI can be a maximum of Rs. 22,500, as per the 50% rule.

Take a look at some of the features and benefits of a Bajaj Finserv Personal Loan:

1. Instant approval. Enjoy instant approval on a loan of Rs.
2. Loan disbursed within only 24 hours.
3. Pre-approved offers.
4. Simple documentation.
5. Collateral-free credit.
6. Up to 45% lower EMIs.
7. Flexible repayment tenor.
8. Transparent policies.

You are eligible for a home loan of approximately Rs. 36 Lakh, if your in-hand salary is Rs. 60,000. Now, a lender will not consider allowances like medical and leave travel when assessing your income….How much home loan can I get on my salary?

How to Calculate EMI for 20 Lakh Personal Loan?

Details of a 50 Lakh Home Loan EMI Plan For instance, the EMI for 50 lakhs home loan for 20 years at an interest rate of 10% is just Rs. 48,251.