So What If a Diamond Is Not Certified? Certification matters to you as a buyer because it provides an independent verification of a diamond’s quality. If the seller exaggerates the quality of an uncertified diamond, you may end up overpaying for a stone that would be put in a lower price range if it were certified.

What Are Uncertified Diamonds? Noncertified diamonds are simply stones that do not come with a grading report. These diamonds have been cut and polished, but for some reason, the seller has decided not to have their quality graded by a third party.

The opposite of certified diamonds is non-certified diamonds, also known as uncertified diamonds. Since they have no certificates or real documentation, it’s hard to establish their credentials.

If you do not have a Certified Diamond with a proper Diamond Report and only have an appraisal, this could be a problem. Be sure that you get your diamond insured immediately and that your insurance covers you for the damage, loss and current replacement value of your diamond.

Simple, it’s GIA. They have the best reputation for accurate diamond grading. A diamond with a GIA diamond report will command more money than a diamond graded by EGL USA. Not only when you buy it, but also should you ever decide to sell it, or trade it up.

The coverage issue with a lost diamond is that an unendorsed Homeowner or Farmowner Policy does not provide coverage for this type of loss. Jewelry is considered Personal Property. Most policies provide Named Perils coverage for Personal Property. Losing a diamond or its mysterious disappearance is not on that list.

Diamond chips are much cheaper per carat compared with diamonds that are cut and polished. The reason for this is not only the small size of chips – they are also cheaper than cut and polished diamonds of the same size. As a result, these stones do not bend and reflect light the same way faceted diamonds do.

Look at a beautiful engagement ring and you might see small diamonds, called melee diamonds (pronounced meh-lee), that accent the center diamond and make the ring pop. Melee diamonds are a popular way to add sparkle to diamond engagement rings.

When a tiny diamond is set there is a possibility for microscopic particles to exist between the diamonds and the setting. As the ring is worn the residue may loosen up. This frees up the extra space and the diamond might move, or fall out.

The cost of resetting an engagement ring varies depends on a number of factors: The choice of jeweler, the size of the diamonds, and any additional diamonds or changes the buyer wants. A wedding or engagement ring reset can cost anywhere from $80 to about $250.