1000 points is equivalent to $10 USD. In order to redeem you need to earn a minimum of 1000 points. Remember, it can take 1-2 business days for your redemption to be approved.

How Much Is a Point Worth? Generally, points are worth about 1 cent each, but that’s not always the case. For some issuers, the value of points depends on your choice of redemption, which typically includes travel, cash back, gift cards or merchandise.

Online redemption is the most convenient ways to redeem your Reward Points as it can be done without calling up the bank’s customer care department. Most banks offer you home delivery for products purchased online against Reward Points. You can also convert these points into air miles and use them to buy air tickets.

50,000 points are worth $750 toward eligible food Thanks to Pay Yourself Back, I was able to use my points to pay for many takeout orders and weekly grocery trips.

Click on Redeem Points and select the number of points you would want to redeem. You will receive an OTP on your registered mobile number. Enter the OTP to complete your transaction.

One way of calculating the value of the reward point is by checking the price of the gift available against redemption. For example, a credit card company is offering Rs 1,000 wrist watch against 5,000 reward points. Thus, each reward point is worth 20 paise.

What do you redeem RBL rewards points for?

1. Handpicked Collection – RBL Bank Insignia Preferred Banking World Credit Card.
2. Personalised Gifts.
3. Flights.
4. Hotels.
5. Shopping Gifts.
6. Vouchers.
7. Mobile Recharge.

Points rewards are based on how much you spend. For example, you might earn one point for every dollar you make in purchases. Depending on the card issuer, you may be able to redeem your rewards for gift cards, cash, or even travel.

When it comes to earning points, they’re usually only worth it if you’re not spending extra to earn them. If you are, then it’s probably cheaper just to buy your own reward, preferably with cash. When you pay a lot of interest and/or fees on your credit cards, you help pay for someone else’s trip.

Both have advantages. Cash back is flexible and easy to redeem. Points or miles dangle the possibility of a paid-for vacation and, sometimes, a higher reward value per dollar spent. Nowadays, some cards let you redeem rewards for cash or travel at the same value.

The primary advantage of reward points is that they can be used to avail discounts during shopping. Once a certain number of reward points are accumulated, you can redeem these points to avail rebates and discounts on your purchases.

Credit Cards with Accelerated Reward Offers March 2021

Yes, you can convert your HDFC Bank credit card reward points to cash, but it is not available on all cards. Only few cards are provided this option of converting your reward points to cash.

How to Redeem Reward Points for Flight and Hotel Bookings?

1. Visit hdfcbankregalia.myrewardz.com.
2. Search for a flight or hotel on a select date.
3. Fill the other details and Select Regalia First Card.
4. Make your booking with your reward points and pay the remaining, if any, with your card.

• Electricity Bill Payment.
• Mobile Post-Paid.
• Insurance Premium.
• Telephone-Landline.
• Gas.
• Water.
• Magazine Subscriptions.
• HDFC Bank Credit Card Bill.

Bottomline. From above comparison chart, it’s quite evident that though Regalia and Regalia share the similar features, the benefits in Regalia First are lower than Regalia. This is quite expected as Regalia has higher income eligibility criteria and annual fees than Regalia First.

No, the HDFC Regalia First credit card attracts a joining fee of Rs. 1000 + GST. The annual fee on the credit card is Rs. 1000 + GST.

Best HDFC Credit Card Online

You can redeem your points for flight and hotel bookings. Continue the current steps to book Flight or Hotel in HDFC Bank SmartBuy https://offers.smartbuy.hdfcbank.com.

How to Redeem HDFC Credit Card Points?

1. 1- Online Rewards Redemption.
2. Step 1- Login to HDFC Internet Banking using your customer ID and Password. Step 2- Go to the ‘Credit Card’ tab from the top bar. Step 3- Click on ‘Redeem Reward Points’ on the left panel.
3. Things to Keep in Mind.
4. 2- Offline Reward Redemption through Post.

30+ Best Credit Cards in India for 2020 (with Reviews)

• ICICI Amazon Pay Card.
• Axis Flipkart Card.
• OLA Money SBI Card. Best Lifestyle Credit Cards.
• SBI Prime.
• Amex MRCC.
• Regalia First.
• SBI Simply Click. Best Premium Credit Cards.
• HDFC Regalia.

To convert reward points to Air Miles, follow the steps below:

1. Login to HDFC Net Banking.
2. Go to Cards tab.
3. Expand Enquire section Credit Cards section on left and click on Redeem Rewards Points.
4. Click on Airmiles → Frequent Flyer Registration.
5. Select airline as per your choice and provide necessary details.

One of the easiest ways to use your bank-based credit-card points is to book travel through your credit-card company’s travel portal. These portals work just like any other online travel-booking website, such as Expedia or Priceline, with one difference: They show the price in points as well as in dollars.

As for the ones who would like to redeem the InterMiles points on fuel spends, you can once again refuel at our partner IndianOil’s outlet, disclose your InterMiles membership number to the attendant and also give them the OTP that you will receive on your registered mobile number.

Once you have generated your voucher code, you can use the code on the HDFC Bank SmartBuy Infinia https://offers.smartbuy.hdfcbank.com/infinia within the next 30 days. Post 30 days, the voucher code will become invalid and you will receive the corresponding number of points in your Infinia Card account.

Exclusive Festive Pricing Condition valid Between November 1 2020 to March 31, 2021

Now your dilemma of HDFC Infinia vs HDFC Regalia must be resolved. Both the cards are unique in their own way so you can apply for any of them….Comparison of the Fee – HDFC Infinia vs HDFC Regalia.

Redeem Reward Points for booking Air Tickets / Hotels across Airlines and Choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/diners ( 1 Reward Point = 1 Rupee)