The more allowances you claim, the less income tax is withheld from your pay. Fewer or zero allowances mean more income tax is withheld from your pay. To put it another way: More allowances equal more take-home pay and money in your pocket.

If you claimed fewer allowances, more tax was withheld (so your paycheck shrank). Instead of claiming allowances, workers now use the W-4 form to provide their employer with the information needed to determine the amount of income tax to withhold.

The total number of allowances you are claiming is important; the more tax allowances you claim, the less income tax will be withheld from a paycheck; the fewer allowances you claim, the more tax will be withheld.

Depending on what amount of income and which credits you specify on the W-4, the more or less tax will be withheld. Having less taken out will give you bigger paychecks, but a smaller tax refund (or potentially no tax refund or a tax bill at the end of the year).

10 Reasons for Failure of New Ventures in India

• Lack of Experienced Management:
• Few Trained or Experienced Manpower:
• Poor Financial Management:
• Rapid Growth:
• Lack of Business Linkages:
• Weak Marketing Efforts:
• Lack of Information:
• Incorrect Pricing:

Fear of failure may develop for many reasons, ranging from growing up with critical parents to bullying or a traumatic event. If you’ve ever failed at something and wound up feeling humiliated or upset, these emotions may have stayed with you far beyond the initial incident.

Here are four steps you can take:

1. Redefine failure.
2. Set approach goals (not avoidance goals).
3. Create a “fear list.” Author and investor Tim Ferriss recommends “fear-setting,” creating a checklist of what you are afraid to do and what you fear will happen if you do it.
4. Focus on learning.

It’s a required part of the human existence.” Failure is not a sign of weakness as many of us believe. Courage does not come with success, but rather with the ability to take a chance, fail and then pick yourself back up to start all over again. That is real courage and strength.

Feeling fear is neither abnormal nor a sign of weakness: The capacity to be afraid is part of normal brain function. In fact, a lack of fear may be a sign of serious brain damage.

The best approach for handling this kind of question is to identify some scenarios when you came up short on the job in advance of your interview. Choose situations where you took responsibility for your failure, learned from it, and took steps to avoid recurrences of similar failures.

How to answer “What is your biggest failure?”

1. Choose a specific failure. Pick a real failure that happened in the workplace, specifically a failure related to the work you’re doing now.
2. Share your story. Share with the interviewer the story you chose.
3. Focus on what you learned.